Al Etihad Credit Bureau is a Public Joint Stock Company wholly owned by the UAE Federal Government.

As per UAE Federal Law No. (6) of 2010 concerning Credit Information and its amendments, the company is mandated to regularly collect credit information from financial and non-financial institutions in the UAE. Al Etihad Credit Bureau aggregates and analyzes this data to calculate Credit Scores and produce Credit Reports that are made available to individuals and companies in the UAE.