Your credit report is not only a compilation of your credit history but also a reflection your behavior towards payment obligations. Defaults, missed payments and bounced cheques will always appear in your Credit Report up to a period of 5 years.
Your Credit Report is a document that includes your personal details, all your credit facilities, your payment history and bounced cheques information. To obtain your Credit Report visit https://aecb.gov.ae/credit-report or download the AECB app available in the App Store and Google Play:
You can obtain your Credit Report and Credit Score through our website https://aecb.gov.ae or by downloading the AECB app available in App Store and Google Play. You will need to have your Emirates ID, passport and registered mobile phone with you to complete the purchase process.
AECB Credit Reports and Credit Scores are electronic and does not require stamps or signatures. If you would like to share your Credit Report or Credit Score with an external entity in or outside the UAE, then you can send an authenticated report to the external entity email address when buying the report through the AECB mobile app. You can download the mobile app here:
To obtain your Credit Report and Credit Score visit https://aecb.gov.ae or download the AECB app available in the App Store and Google Play.
The Credit Score is a three-digit number that predicts the likelihood of an individual or a company to miss payments in the next 12 months. This Credit Score ranges from 300 to 900 and the higher your score the lower the level of risk. Your score is generated using statistical models that factor multiple data points from your credit profile. To obtain your Credit Score visit https://www.aecb.gov.ae/credit-score or download the AECB app available in the App Store and Google Play:
The Credit Report with Score for individuals is AED 105 including VAT and for companies is AED 231 including VAT. You may see further pricing details by accessing the pricing section available in the download section of our website: https://aecb.gov.ae/knowledge-centre/#Downloads Direct link:https://aecb.gov.ae/sites/default/files/2021-04/New%20Pricing%20Table%20Poster%20-%2020210324_0.pdf
Al Etihad Credit Bureau accepts credit cards, debit cards, E-Dirham cards and soon mobile payment methods such as Apple Pay and Google Pay.
A Credit Report will show your active and closed credit facilities and services. If you do not have any credit facilities or services, or new to the UAE, then you will receive a Credit Report that includes your personal information only.
Information providers submit updated data to AECB on a daily basis. For non-banking sector, data is submitted on a monthly basis due to its static nature.
